Moving Insurance Coverage
Protecting your belongings during a move is essential. LiteMovers offers comprehensive insurance coverage options to give you peace of mind throughout your relocation.
Types of Moving Insurance Coverage
Basic Released Value Protection
This no-cost option is included with every move and provides minimal protection at $0.60 per pound per item. While this meets federal requirements, it may not fully cover the replacement value of your belongings.
Full Value Protection
Our recommended coverage option ensures that if any item is lost, damaged, or destroyed, we will either repair it, replace it with a similar item, or provide a cash settlement for the current market value. This comprehensive protection gives you complete peace of mind.
Third-Party Insurance
For high-value items or specialized collections, we can help you arrange additional coverage through third-party insurance providers who specialize in moving protection.
What’s Covered
Our full value protection covers:
- Furniture and household goods
- Electronics and appliances
- Artwork and decorative items
- Boxes and their contents
- Damage during loading, transport, and unloading
High-Value Items
Items valued over $100 per pound should be declared separately. This includes:
- Jewelry and precious metals
- Fine art and antiques
- Wine collections
- Musical instruments
- Computer equipment and data
Filing a Claim
In the unlikely event of damage or loss, our claims process is straightforward:
- Document any damage immediately upon delivery
- Note issues on the delivery receipt
- Contact our office within 24 hours
- Submit photos and documentation
- Receive prompt resolution
Additional Protection Tips
While we take every precaution, you can help protect your items by:
- Creating a detailed inventory with photos
- Packing valuable items yourself if preferred
- Keeping important documents and irreplaceable items with you
- Properly labeling all boxes
- Communicating special handling needs to our team
Questions about insurance coverage? Contact LiteMovers today to discuss the best protection plan for your move.
